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Remember the good ole days when having family health insurance coverage was something everyone who wanted it, had access to it. It was very affordable and was job benefits package most every employer provided for free. As time passed, changes began to change the landscape of the health insurance coverage with higher premiums passed on to individuals who are insured through their jobs, thus creating an enormous American public financial burden.
The system we have gotten used to has become a out of control twister that is sucking everyone into it’s dangerous swirls. Nothing is expected to get better, if anything is will probably bring about a swifter demise and while no one is really against everyone getting health care insurance or extending some help to working families that are desperately trying to continue paying for their own policies, it is easy to see the handwriting on the proverbial wall, but the truth of the situation is if allowed to continue at its present rate, no one is going to win this race.
The system doesn’t work simply because of the high cost of medical care in the U.S. Many doctors claim that this problem stems from the fact that the cost of malpractice insurance is so high but if you look at the average doctor it does not seem that he is struggling financially, so people wonder if this is accurate. It is difficult to see that doctors and surgeons don’t make enough to get by, after all, we all know that they are making more than what would be considered even an average salary for someone with a degree. These professionals are well paid for the work that they do.
Medical doctors and treatment centers continue to blame the high costs associated with malpractice insurance they must have for their own protection, as the reasons why the health care costs are climbing. Now, if this is true, then here we are back at the front porch of the insurance companies. Could it be that they have been raking in billions from every angle and that the system is really the problem, not the policy holders or the health care professionals.
The system has slowly allowed corruption and greed to grow unchecked within the system that is being manipulated through overpriced malpractice insurance and the exorbitant over charges of individual doctors and we will continue to see compounding failures within the system. If everyone suddenly is covered with health care insurance the potential for the system to become a time bomb will increase drastically. Revamping every aspect of the current system with every associated costs getting cut to affordable rates for everyone is the only true lasting fix.
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